Attention homeowners in Bay City and Bay County: Get an Appraisal today!

The top seven reasons MI homeowners use Gillman Appraisal LLC:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a MI property tax assessment
  3. To reduce their mortgage payments by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in MI by determining the true market value of property in question

Need help determining the value of your home in or near Bay City, MI?
Contact Gillman Appraisal LLC.

At Gillman Appraisal LLC, we understand the unique needs of a customer after appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. Being a regular consumer that probably doesn't see an appraisal on a regular basis,you'll receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our conclusions.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Gillman Appraisal LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's price, and not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value report than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. Gillman Appraisal LLC is veterans in helping consumers just like you rid yourselves of undesirable PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your home overvalued if your home is not appreciating as much as other properties close by. That only means you're probably paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Gillman Appraisal LLC is your number one weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be difficult from a cash flow standpoint, and detrimental to your credit score since it may appear as though that credit line is maxed out. Gillman Appraisal LLC can provide you with a professional appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for precision? Gillman Appraisal LLC offers field reviews where we'll go out and check the subject and comparables. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Gillman Appraisal LLC can help you with that. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.